kendall clark

• 11 min read

January is the month when many Americans review their financial progress of the past year, and specifically review the values of their retirement plans. For some people, however, there isn’t anything to review. Almost half of U.S. households h...

The Benefits Of Annuities

• 11 min read

Developing a retirement savings plan can help ensure that you have enough money to pay your living expenses once you stop working. While there are different avenues you might explore to reach your savings goal, annuities are often overlooked because...

Do You Have Enough To Retire?

• 11 min read

Retirement isn't that complicated. You either save enough -- or you come up short. But answering the question "do I have enough money to retire?" requires some homework. First, you need to save enough money to cover your ongoing retire...

Facts About Annuities For Retirees

• 11 min read

An annuity is a product sold by an insurance company where you make a lump-sum payment in exchange for guaranteed income. These products aren't well understood by many retirees, so here are eight things all retirees (and pre-retirees) should know...

Life Insurance Explained In Simple Terms

• 11 min read

What life insurance is: a policy that pays out if you die. When you need it: if your death would cause financial hardship to someone, like a spouse. How it's priced: based on life expectancy. Any factor reducing life expectancy, like heart dise...

Whole Life And Indexed Universal Life Combination Product

• 11 min read

Today’s insurance product marketplace is flooded with options, leaving most clients familiar with the overwhelming feeling that they must choose one. Insurance carriers, however, have answered this issue with product innovation — and the...

Five Misconceptions About Annuities

• 11 min read

Almost half of the 1,000 adults polled for TIAA's 2016 Lifetime Income Survey said the primary goal for their retirement plan was to provide guaranteed money to cover their living costs in retirement. Yet when they were asked whether they owned o...

Should You Buy Your Employers Life Insurance Or Get Your Own

• 11 min read

Your employer offers term life insurance, so you don’t need to shop around for a different policy, right? Not so fast. After you review your employer’s life insurance offerings during the annual open enrollment period, you get to decide...

Tips On How To Be Happy In Retirement

• 11 min read

A Planned Retirement Is A Happy Retirement While there’s no guarantee your retirement will be a happy one, Next Avenue has found that academic research and noteworthy books about retirement, like The Retirement Maze and How to Retire Happy, su...

Which Is More Valuable, A Lump Sum Or Pension Annuity For Life?

• 11 min read

Is a lump sum offer from an employer a better choice than a pension annuity for life? The former provides an immediate up-front amount (say $300,000), but the pension annuity gives you a stream of payments for life (example: $1,350 per month). A numb...

kendall clark

Contact Info

Licensed states:

Recommendations

Get free quote!

Articles